Getting injured at work can be devastating not only for the victim, but for the victim’s entire family. If your employer is a workers comp non-subscriber, you might be unsure of how to get the compensation you deserve.
Unlike companies that maintain workers’ compensation coverage, an injured worker can directly obtain compensation from non-subscriber employers by filing a personal injury claim against his or her employer. While this might seem like a daunting challenge, there are several important things to know.
Know Your Legal Rights
Workers comp not only protects workers, it also protects the companies they work for. If a company subscribes to workers comp insurance, it is protected from being sued by an injured party. Workers comp also provides mandatory coverage dictated by statute that will likely be less than the expenses a worker incurs after an occupational injury. However, if a company is a workers comp non-subscriber, they are not legally protected from lawsuits; and, if the company is found at fault, it will have to pay for the entirety of the damages caused by its negligence.
In order to receive compensation for an injury from your non-subscriber employer, you must be able to prove that your employer was negligent and that this negligence was the cause of your injuries. This can be proven through a lack of oversight, a lack of proper safety training, or reckless behavior. While this might seem like an intimidating task, the work injury lawyers at Richard J. Plezia & Associates can review the facts surrounding your injury and help you get the compensation you deserve.
Workers Comp Non-Subscriber Personal Injury Claims
The main reason companies opt out of workers comp coverage is to save to money. Because of this, they will do anything they can to limit the financial damages they pay out to an injured employee. The lawyers at Richard J. Plezia & Associates have extensive experience with non-subscriber work injury claims. If you have been injured at work and work for a non-subscriber employer, call us today to protect your rights.