Insurance Claims - Home Insurance Claim Denial Attorneys
Individuals and organizations purchase insurance policies to protect themselves against financial loss. Policyholders believe that insurance companies will act in good faith and meet their obligations when the insured files a claim. Insurers that don't follow the State’s regulations and their obligations to insureds may find themselves in insurance litigation.
State statutes have the responsibility of dealing with insurers in the handling of their Insurance Claims. Many states have their own Department or Commissioner of Insurance, which is the regulatory agency responsible for how insurance companies handle claims. If a policyholder, beneficiary or third-party claimant believes that their insurance company unfairly denied or refused to pay a claim, then they may file court action seeking damages.
The reasons for insurance litigation varies in many ways. Some issues relate to an insurer's alleged "bad faith," including failure to make important information available to the policyholder or to conduct a reasonable and timely investigation into the circumstances of their claim. Other lawsuits may have a cause of action based on denial of a claim or offering the claimant significantly less money than the actual worth of the claim. Another cause of action may be the refusal to negotiate or settle insurance claims.
Providing Powerful Advice and the Proven Knowledge
Business owners buy business interruption insurance, casualty insurance, property damage insurance and other coverage to protect their companies in the event of a lawsuit or natural disaster. When the insurance company denies the claim or reserves rights under the coverage, the financial loss can ultimately affect the business's survival.
At The Law Offices of Richard J. Plezia & Associates, we understand exactly what is at stake for our clients. As a nationally known law firm with a particular focus on these niche cases, we have the resources and detailed knowledge necessary to resolve denial of coverage claims and guard the financial stability of the business.
Handling Loss of Business Claims, CGL Claims And More
Our Houston firm represents both small to medium-sized businesses and large corporations in insurance recovery litigation throughout Texas. Our business insurance claims denial lawyers vigorously advocate for our clients' financial interests when their business insurance claims have been denied.
We handle matters related to:
•Business interruption insurance claims
•Personal injury or wrongful death claims
•Premises liability claims
•Product liability claims
•Property damage claims
•Director and officer liability (D&O) claims
•Comprehensive general liability (CGL) claims
•Failure to defend a policyholder
•Unreasonable delays in payment
•Wrongful refusal to settle a claim
•Other issues involving contractual liability or indemnification
With more than 20 years of experience in insurance issues, attorney Richard Plezia, has a keen grasp of insurance policies and procedures, the level of coverage that different policies afford and the best practices of insurance companies. He has a nationwide reputation for successful representation in these types of cases.
CALL NOW FOR A FREE CONSULTATION!
We offer free personal injury consultations. We charge you nothing unless your case is won so feel free to call us 24 hours a day, 7 days a week and let us know how we can help you. You can call us at : 800-428-1853 or fill out a contact form here on our website.