BAD FAITH INSURANCE LITIGATION

Fire Damage

Houston Fire Damage AttorneysAccording to the National Fire Protection Association (NFPA), there were approximately 1.24 million fires reported in the United States for the year 2013. These fires caused $11.5 billion in property damage, 15,925 civilian injuries, and 3,240 civilian deaths.

Fire Damage Statistics

Fire is one of the most dangerous and fear-inducing events that can happen to a person or property and is more common than thought. For 2013, the NFPA found that across the United States:

  • A fire department responded to a fire every 25 seconds with one structure fire reported every 65 seconds.
  • One home fire is reported every 85 seconds.
  • One vehicle fire is reported every 2 minutes and a fire outside a structure was reported every 56 seconds.
  • One person is reported injured in a fire every 33 minutes.
  • One person dies in a fire every 2 hours and 42 minutes.
  • Structure fires caused the most injuries in that year (14,075), the most deaths (2,855), and cost the most in property damage ($9.5 billion).
  • Vehicle fires were second with 1,050 injuries, 320 deaths, and $1.3 billion in property damage.
  • Fires outside structures were third with 800 injuries, 65 deaths, and $607 million in property damage.

Additionally, these statistics do not take into account the injuries and deaths among professionals who fight fires including firemen, paramedics, and other rescue personnel.

Fire Damage Claims

What makes this damage to person and property all the more tragic is that most of these fires could have been prevented and were the result of careless or reckless behavior. In fact, the leading cause of residential fires in 2012 was cooking (48.7% of all fires), heating (12.1% of all fires), and unintentional or careless fires (5.6% of all fires). Another 5% percent of residential fires are intentionally set and can often be attributed to insurance fraud or worse.

Homeowners, business owners, and other policyholders have rights when filing claims to insurance companies for fair compensation. This compensation can be for but is not limited to:

  • The cost to repair a house, condo, townhouse, apartment, or other dwelling that was damaged in the fire or explosion
  • The cost to repair or replace items in the home including furniture, appliances, electronics, and other personal items
  • The cost to repair or replace structural items in the home such as walls, ceilings, floor, roof, etc.
  • The cost to repair or replace a car, boat, or other vehicle damaged in the fire, even if the damage is cosmetic
  • Medical bills associated with any personal injury sustained during the fire including burns and smoke inhalation
  • Any costs associated with a wrongful death should one or more people die in the fire including loss of income, funeral expenses, and loss of companionship

Get Houston Fire Damage Attorneys Help Today

Our bad faith insurance litigation attorneys are experienced in dealing with homeowners insurance and other responsible parties to ensure they offer their victims and policyholders a fair amount of compensation either by filing a suit or negotiating a settlement.

If you were injured and/or your property was damaged in a fire, contact our Houston fire damage attorneys as soon as possible for a complimentary consultation to discuss your options.

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